When it comes, change happens swiftly. And life after — for better or worse — is forever different.

For those who put off taking advance action, it may be simply “too late” in a number of scenarios should the status quo quickly change.

Don’t be an ‘avoidable victim’. For the events you calculate are likely to happen, assess your current level of preparedness and take steps now to shore up any deficiencies.

Remember: Preparation only has value if it’s done in advance.

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